Catching up on Christmas Cards

Since I've been playing with vinyl, I've spent lots of time making Christmas gifts, and I seem to have fallen behind in much more. I'm feeling like all I'm doing is playing "catch up." It has not helped that we have spent hours each day for the past two weeks trying to resolve prescription issues with my hubby's new Medicare insurance plans - B, C, F, whatever! Seems with all those letters of the alphabet, one would work to give him what he needs!

Today's card is inspired by the Challenge #12 at Kerst Christmas sponsored by We Are 3. For most of the layers, I used Toasty Warm Neutral digital papers. The punched border comes from Mermaid Love, and the patterned background comes from Pumpkin Delight. I planned to embellish with snowflakes - but I didn't care for them. So I replaced the snowflakes with a poinsettia from my stash. I didn't have any green poinsettia leaves, so I used We Are 3's Stackable Zebra Flower.